RBI

The Reserve Bank of India has decided to defer the second phase of its enhanced cheque-clearing framework, a move aimed at ensuring operational stability and adequate preparedness across banks. The proposed upgrade was designed to further reduce cheque realisation timelines under the Cheque Truncation System (CTS), building on gains achieved in earlier phases. However, feedback from stakeholders highlighted the need for additional testing, infrastructure alignment, and risk mitigation.

The Reserve Bank of India has directed banks to link loans extended to micro, small and medium enterprises (MSMEs) with an external benchmark, a move aimed at strengthening monetary policy transmission and improving pricing transparency. By aligning lending rates with an independent reference, the central bank seeks to ensure that changes in policy rates are passed on more efficiently to small businesses.

The Reserve Bank of India (RBI) has recorded a fresh inflow of ₹74 crore worth of ₹2,000 banknotes during November — reducing the outstanding notes in circulation to ₹5,743 crore as of November 29, 2025. The withdrawal of the ₹2,000 denomination was first announced in May 2023; while these notes remain legal tender, the bulk have been returned via bank deposit/exchange and postal-enabled RBI channels. The latest deposit underscores steady progress in phasing out high-denomination notes and reflects continued public compliance nearly two and a half years since the withdrawal directive.

India’s financial markets are poised for a crucial week as investors await the Reserve Bank of India’s upcoming monetary policy decision, a move widely expected to influence near-term liquidity conditions, borrowing costs, and overall risk sentiment. With inflation moderating yet remaining above the central bank’s comfort zone, policymakers face the delicate task of maintaining price stability without constraining growth. Market participants are closely monitoring signals on interest rates, liquidity management, and the broader economic outlook.

India’s foreign exchange reserves witnessed a decline in the latest Reserve Bank of India (RBI) data, reflecting market dynamics and currency valuation adjustments. The drop in reserves, which form a crucial buffer against external shocks, highlights ongoing interventions by the central bank to manage currency volatility and maintain macroeconomic stability. Analysts note that such fluctuations are often influenced by global interest rate trends, capital outflows, and trade balance movements.

The Reserve Bank of India (RBI) has reported a 2.2% year-on-year rise in the House Price Index (HPI), reflecting steady growth in the residential real estate sector amid improving economic conditions. The report highlights increases across multiple urban centers, driven by stable demand, favorable financing conditions, and sustained consumer confidence. While the growth rate indicates a moderate pace, it underscores a recovery trajectory in housing markets following periods of slowdown.

The Reserve Bank of India (RBI) is set to monitor fund transfers more closely through a newly launched net banking platform, aiming to enhance transparency and security in digital transactions. This move comes amid rising concerns over cybersecurity risks and unauthorized fund transfers, reflecting the central bank’s proactive approach to safeguarding the financial ecosystem. The platform will allow the RBI to track transaction patterns in real time, helping detect anomalies and prevent fraud.

State Bank of India (SBI) is preparing to maintain a stable net interest margin (NIM) trajectory despite the Reserve Bank of India’s expected rate-cut cycle, according to Chairman C.S. Setty. With lending rates likely to moderate across the system, the bank plans to rely on repricing strategies, improved credit quality, and a diversified loan book to protect profitability. Management expects loan growth to remain healthy, supported by strong demand in retail, MSME, and corporate segments.

India’s central bank has raised concerns over a recent spike in digital payment frauds, highlighting the growing sophistication of cybercriminals targeting online transactions. Reserve Bank of India (RBI) Deputy Governor M. Rajeshwar Rao revealed that cases of financial fraud have increased noticeably since July, prompting regulatory attention toward strengthening digital security frameworks. The warning underscores the risks accompanying India’s rapid shift to cashless payments, as millions of new users embrace UPI, online banking, and digital wallets.

India is on track to transition from a developing to a developed market, driven by rapid economic expansion, financial sector reforms, and digital innovation, according to Reserve Bank of India (RBI) Deputy Governor M. Rajeshwar Rao. Speaking at an economic policy forum, Rao emphasized that India’s strong macroeconomic fundamentals, resilient banking system, and inclusive digital transformation are laying the groundwork for sustainable long-term growth.