RBI

The Reserve Bank of India (RBI) has reported a 2.2% year-on-year rise in the House Price Index (HPI), reflecting steady growth in the residential real estate sector amid improving economic conditions. The report highlights increases across multiple urban centers, driven by stable demand, favorable financing conditions, and sustained consumer confidence. While the growth rate indicates a moderate pace, it underscores a recovery trajectory in housing markets following periods of slowdown.

The Reserve Bank of India (RBI) is set to monitor fund transfers more closely through a newly launched net banking platform, aiming to enhance transparency and security in digital transactions. This move comes amid rising concerns over cybersecurity risks and unauthorized fund transfers, reflecting the central bank’s proactive approach to safeguarding the financial ecosystem. The platform will allow the RBI to track transaction patterns in real time, helping detect anomalies and prevent fraud.

State Bank of India (SBI) is preparing to maintain a stable net interest margin (NIM) trajectory despite the Reserve Bank of India’s expected rate-cut cycle, according to Chairman C.S. Setty. With lending rates likely to moderate across the system, the bank plans to rely on repricing strategies, improved credit quality, and a diversified loan book to protect profitability. Management expects loan growth to remain healthy, supported by strong demand in retail, MSME, and corporate segments.

India’s central bank has raised concerns over a recent spike in digital payment frauds, highlighting the growing sophistication of cybercriminals targeting online transactions. Reserve Bank of India (RBI) Deputy Governor M. Rajeshwar Rao revealed that cases of financial fraud have increased noticeably since July, prompting regulatory attention toward strengthening digital security frameworks. The warning underscores the risks accompanying India’s rapid shift to cashless payments, as millions of new users embrace UPI, online banking, and digital wallets.

India is on track to transition from a developing to a developed market, driven by rapid economic expansion, financial sector reforms, and digital innovation, according to Reserve Bank of India (RBI) Deputy Governor M. Rajeshwar Rao. Speaking at an economic policy forum, Rao emphasized that India’s strong macroeconomic fundamentals, resilient banking system, and inclusive digital transformation are laying the groundwork for sustainable long-term growth.

India’s financial ecosystem is undergoing a transformative shift, as revealed in the Reserve Bank of India’s (RBI) 2024 report on digital payments. The data underscores a dramatic surge in cashless transactions, driven by expanding fintech adoption, robust infrastructure, and government-backed digital initiatives. Unified Payments Interface (UPI) remains the cornerstone of this growth, registering record volumes, while card-based and prepaid instruments continue to gain traction.

The Reserve Bank of India (RBI) has undertaken a significant overhaul of its regulatory framework governing foreign entities operating in India. The move aims to streamline compliance, enhance transparency, and align cross-border investment norms with evolving global standards. By rationalizing reporting requirements, clarifying thresholds for foreign ownership, and simplifying procedural obligations, the RBI seeks to improve ease of doing business for overseas investors while safeguarding domestic financial stability.

The Reserve Bank of India (RBI) Deputy Governor emphasized the strategic role of shared technology platforms in driving operational efficiency and economies of scale across public sector banks (PSBs). Speaking at a financial services conference, the Deputy Governor noted that leveraging common infrastructure, digital solutions, and core banking systems enables PSBs to reduce costs, streamline processes, and enhance customer experience.

The Reserve Bank of India (RBI) has finalized a significant land acquisition in Mumbai's Nariman Point area, purchasing a 4.2-acre plot from the Mumbai Metro Rail Corporation Ltd (MMRCL) for ₹3,472 crore. This strategic move aims to consolidate RBI's operations, currently spread across various rented premises, into a single, owned facility. The deal, registered on September 5, 2025, is among the largest institutional land transactions in Mumbai's recent history, with the land offering a buildable area of approximately 1.6 million square feet.