RBI

By Binnypriya Singh , 2 January 2026

The Reserve Bank of India has reported that 98.41 percent of Rs.2,000 banknotes issued since their introduction have now been returned to the banking system, signaling the near-completion of the withdrawal exercise. The development reflects widespread public compliance and effective coordination across banks nationwide. Only a marginal portion of the high-denomination notes remains outside the system, largely due to logistical or individual delays.

By Binnypriya Singh , 6 December 2025

India’s lending landscape is set for a meaningful shift after the Reserve Bank of India announced a fresh policy rate cut, offering relief to borrowers and stimulating economic activity. The reduction is expected to lower the cost of home and auto loans as banks pass on the benefits through cheaper EMIs. Financial markets and consumers alike welcomed the announcement, interpreting it as a clear signal of the central bank’s confidence in moderating inflation and its renewed focus on supporting growth.

By Gurjot Singh , 6 December 2025

India’s financial markets rallied after the Reserve Bank of India announced a policy rate cut, signaling a decisive shift toward supporting growth amid moderating inflation. Analysts viewed the move as a confidence booster for businesses and consumers, anticipating improved liquidity and lower borrowing costs across sectors. Equity indices strengthened, bond yields declined, and investor sentiment turned optimistic as expectations rose for increased credit demand and corporate expansion.

By Eknath Deshpande , 5 December 2025

The Reserve Bank of India (RBI) has revised its inflation forecast for FY26, projecting a moderated rate of 2% as price pressures ease across the economy. This updated outlook reflects improved food supply conditions, a stable crude oil market, and strengthened monetary policy transmission. The downward revision signals optimism about sustained macroeconomic stability, supported by disciplined fiscal management and resilient domestic demand.

By Binnypriya Singh , 30 September 2025

The Reserve Bank of India (RBI) has introduced a comprehensive revision of its liquidity management framework, signaling a more agile and market-responsive approach to monetary operations. The changes, aimed at improving alignment between liquidity conditions and policy objectives, emphasize flexibility, predictability, and transparency in managing short-term market fluctuations.

By Tushar Sharma , 28 September 2025

The Reserve Bank of India (RBI) has introduced measures to simplify and expedite the settlement of claims for deceased account holders, aiming to enhance efficiency, reduce procedural delays, and ensure timely access to funds by legal heirs. The new framework standardizes documentation requirements, clarifies bank responsibilities, and leverages digital solutions to minimize disputes. This initiative reinforces RBI’s commitment to consumer protection and operational transparency, while reducing administrative burdens for banks and heirs.

By Binnypriya Singh , 28 September 2025

The Reserve Bank of India (RBI) has levied a penalty on Muthoot FinCorp for failing to adhere to certain regulatory norms. The central bank cited lapses in compliance related to operational and reporting standards, emphasizing the importance of strict adherence to statutory guidelines. While the penalty amount was not disclosed, the move underscores the RBI’s commitment to ensuring robust governance and financial discipline within non-banking financial companies (NBFCs).

By Binnypriya Singh , 30 August 2025

India’s economy continues to display strong momentum, but potential risks from rising global tariffs and protectionist trade measures could weigh on growth prospects, according to the Reserve Bank of India’s (RBI) latest bulletin. While domestic demand remains robust and key macroeconomic indicators show resilience, the bulletin underscores that global trade fragmentation and tariff hikes—particularly from advanced economies—pose challenges for emerging markets like India.

By Eknath Deshpande , 30 August 2025

Former Reserve Bank of India (RBI) governor Urjit Patel has been appointed as an Executive Director at the International Monetary Fund (IMF), marking a significant development for India’s representation in the multilateral financial institution. Patel, an accomplished economist with extensive experience in monetary policy, fiscal management, and institutional reforms, is expected to play a pivotal role in shaping policy discussions at the global level.

By Binnypriya Singh , 13 July 2025

In a move underscoring its rigorous oversight of India’s financial system, the Reserve Bank of India has imposed fines on two prominent players—HDFC Bank and Shriram Finance—citing lapses in regulatory compliance. These penalties, while modest relative to the institutions’ balance sheets, reflect the central bank’s sharpened scrutiny of governance practices across the sector.