City Union Bank Ltd. (CUB) reported a 15% year-on-year (YoY) increase in net profit for the second quarter of FY25, reaching Rs 329 crore, driven by healthy loan growth and improved asset quality. The bank’s net interest income (NII) rose modestly, supported by steady margins despite a competitive lending environment. Strong advances in the retail and MSME segments, along with effective cost management, contributed to the bottom-line expansion.