Finance Minister Nirmala Sitharaman has outlined a strategic roadmap for strengthening India’s banking architecture as part of the broader “Viksit Bharat” vision. Addressing a high-level banking panel, she emphasized capital resilience, digital innovation, responsible credit expansion and financial inclusion as central pillars of long-term economic transformation. The discussion focused on enhancing asset quality, improving governance standards and leveraging technology to deepen credit penetration across sectors.